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The method createElement() in the Document class is used to create a new element with the tag name "person". It is then a matter of creating three more Element nodes and appending them as children to the "person" node. Each node is created by a call to createElement(). A call is made to appendChild() for each of them to be added as children to the new "person" node. Also, the method createTextNode() is called to create a Text node to be a child of each of the three new nodes. Finally, a call is made to getDocumentElement() to retrieve the root node (which, in this case, is a "folks" element), and a call to appendChild() is made to add the new "person" node to the retrieved node. As shown in Listing 7.6, the output of the tree after the edits, the newly added nodes have been inserted following any sibling nodes that were already attached to the parent node. There is another method that can be used to add a child to a node. In the appendPerson() method of Listing 7.5, the method appendChild() is used to add the new node as the last child in the list. Modifying the method to look like the one in Listing 7.7 does the same thing, but it inserts the new node in front of the child node instead of behind it. This is done by calling the insertBefore() method and passing it both the new node to be added and the child node that is to be preceded by the new node. The result is shown in Listing 7.8.

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32 - General Principles of Financial Planning (2) M-2, a broader de nition, equals M-1 plus savings deposits and time deposits less than $100,000 plus money market mutual fund shares (3) If individuals shift from savings accounts to checking accounts, the money supply is increased under the narrow de nition (M-1) but is unaffected under the broader de nition (M-2) G The impact of monetary policy of stock prices (1) The effects of monetary policy are shown via the dividend-discount model: (a) V = D0(1 + g)/k g (b) Where V is the value of the stock, D0 is the dividend that is currently being paid, k is the investor s required rate of return, and g is the growth rate in the rm s dividend (c) Any factor that affects any variable of the model then must have an impact on the valuation of the stock (2) When the Federal Reserve tightens credit and drains the money out of the system, interest rates rise (a) Higher interest rates increase the required rate of return (k) and suggest that the value of the stock should decline (b) Higher interest rates may also reduce the rm s earnings, hurting its ability to grow and pay dividends; the D0 or g is reduced, causing the value of the stock to decline (3) The easing of credit has the opposite effect (a) Lower interest rates may increase the value of a stock by increasing earnings (b) This leads to higher dividends or increased growth, and a lower required rate of return (k) (4) The anticipation of higher interest rates suggests that investors should avoid (1) xed income investments, (2) rms whose cost of funds is sensitive to changes in interest rates and unable to pass on the increased cost, and (3) rms in cyclical industries whose product demand is affected by changes in interest rates 4 Economic indicators A Investors who invest on the basis of relationships between security prices and economic activity want to know the direction of economic change before it happens An emphasis is placed on leading economic indicators of economic activity B The National Bureau of Economic Research (NBER) tabulates a series of economic indicators The 10 leading indicators are (1) Stock prices (S&P 500 index) (2) Average weekly work hours (3) Average unemployment claims (4) Manufacturers new consumer goods orders (5) Manufacturers new orders for nondefense capital goods (6) Vendor performance (companies receiving slower deliveries) (7) New building permits (8) Interest rate spread (difference between 10-year Treasury bond and federal funds rate) (9) In ation-adjusted M-2 (10) Consumer expectations from the University of Michigan Research Center C Measures of in ation can have an important impact on investor behavior (1) In ation is a general rise in prices and is measured by an index.

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The triangles at the top of each end of the Histogram activate clipping indicators overlaid on the image preview (see Figure 4 34). Place your cursor over a clipping indicator to temporarily see the clipping preview. Click an indicator to toggle it on and off. In the preview, blue indicates black point clipping; red shows white point clipping.

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In this chapter, we looked at the basic and the not-so-basic strategies for querying a database using JDBC As described, JDBC allows you to use some simple classes and methods to perform all of the basic types of queries you'll need to do However, by understanding some of the more advanced features of JDBC, such as connection pooling and the ability to precompile SQL statements, you'll be able to write high-performance queries One of the challenges of JDBC, and SQL in particular, is simplicity Complex data models can often demand multiline, cryptic queries that are incomprehensible to all but the person who wrote the code Instead, try to identify those queries and make use of views and stored procedures as necessary, so that the SQL written is minimal and optimized On a large development project, with many engineers trying to query a common database, there's the problem of consistency among SQL queries that have the same purpose Midway through the project, people realize that everyone has his or her own way of navigating to a common piece of data So the SQL being executed is not only complex but inconsistent across the group Changes to the data model, which are inevitable, threaten to unleash chaos The solution is to identify query needs and make it easy and intuitive for engineers to get at the data they want

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