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300 - Estate Planning B If a client s assets exceed a certain dollar value, the individual will be ineligible to receive Medicaid bene ts The income of the individual and spouse is also considered C Distributions from an annuity do count for purposes of the income test, but do not count under the assets test D The individual s personal residence is generally not included as an asset for purposes of Medicaid eligibility, but this really depends on the state law E There are strict limits on transfers of assets to achieve Medicaid eligibility For example, the value of any transfer of assets within 36 months before the individual makes an application for Medicaid will be considered an available resource There are some exceptions, including transfers to children who are caretakers for their parents F In general, for assets transferred to trusts, the look-back period is 60 months from the date the individual makes a Medicaid application or the date an individual enters a nursing home G Assets in a revocable trust are considered to be available resources, regardless of when the trust was created A 60-month look-back period applies to transfers between trusts H Irrevocable special needs trust (1) This is a bypass trust, which is not included in the gross estate of the bene ciary, and its assets are not counted for purposes of eligibility under Medicaid (2) The settlor retains the following powers: (a) While competent, the power to act as trustee (b) While not competent, the right to invade principal on the basis of health, education, maintenance, and support (c) The power to appoint an unlimited amount of trust property to family members other than the trustor (d) The power to change bene ciaries in order to reallocate the estate amount among the children 7 Viatical settlements (see Topic 30) 8 Business disability coverage (see also, Topic 39) A The disability of business owners or key employees poses a serious risk to a business s nancial health The problem is especially evident in small businesses in which the workforce may not be large enough to have a backup for critical tasks Even if the primary business is halted because of the disability of the owner or a key person, certain aspects of the business must continue (eg, accounts payable and receivable) B Disability insurance can be written to cover business overhead, key person disability, salary continuation for owners or key persons, or a disability buy-sell agreement (1) Business overhead policies cover many of the ongoing operation costs of a business while the owner is totally disabled (2) Key person insurance allows a business to nd a temporary replacement for a key person who has become disabled, replace lost revenue, fund the search for a replacement, and fund costs of training when a new person is found (3) Salary continuation is simply a plan to continue the salary of the disabled person (4) A buy-sell plan shifts the ownership of the company to one or more individuals The cost of the buy-sell can be paid in a lump sum or in installments 9 Social Security disability bene ts (see Topic 73).



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From Listing 7-5, it's obvious that a JSP is really nothing more than a regular HTML page with special hooks that allow you to embed server-side function calls and raw Java logic More generally, JSPs are text documents that consist of two types of text: static page data (or "template data" per the JSP spec), consisting of the native presentation language (such as HTML, XML, or WML), and dynamic page data, consisting of different JSP scripting elements These elements can be directives, scriptlets, expressions, or declarations JSP directives (such as those shown in lines 1 through 3) are instructions for JSP processing They mean nothing to Java itself, just to JSP technology and integration For example, the directive in line 1 tells the JSP processor what Java class to load, and the JSP element in line 2 refers to which server-side bean to create and use JSP scriptlets, such as those shown in lines 10, 12, and 15, represent actual Java code that typically has some bearing on which parts of the static page data are returned to the client For example, lines 10 through 15 show how simple conditional logic (expressed in Java) can control which static page data is shown JSP expressions, such as that shown in line 14, are replaced with values resulting from Java execution For example, processing line 14 results in a value that is then displayed on the page itself Notice the difference between JSP scriptlets and expressions: The former look like <% > while the latter look like <%= > There's one thing not shown in Listing 7-5: JSP declarations These are simply blocks of a JSP where objects and/or methods are declared and implemented One example is this block:





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The JSP parts of a document are typically associated with one or more Java objects For example, the JSP code for counting visitors works with this simple Java class in Listing 7-6 Listing 7-6 Application Logic for Counting Page Hits

0.0012 0.0022 0.0011

package hits; import javautil*; public class HitsBean { private int m_hits; public HitsBean() { resetHits(); } public int incrHits() { return ++m_hits; } public void resetHits() { m_hits = 0; } public int getHits() { return m_hits; } public void setCounter(String counter) { m_hits = IntegerparseInt(counter); } }

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1 Cultural A Culture comprises the values and beliefs that exist within a group of people B A culture may include easy-to-identify aspects, such as race and language, as well as more dif cult-to-recognize/subtle aspects, such as expressions C Gaining a better understanding of a culture can lead to deeper business relationships with contacts D One way to establish relationships with diverse people is to expand activities beyond normal boundaries 2 Family A Planning for children s college education, having a cash reserve or emergency fund to meet unexpected contingencies, and making sure the family is properly insured to protect against nancial disasters

At this fundamental level, this metric provides a raw measure of success or reliability within the backup environment. This metric is often challenged, however, because it can produce a number that is misleading, given that it takes into account jobs that have failed, but have been restarted and ultimately succeeded. All jobs success rate may more appropriately be used to measure the overall ef ciency of a backup

Right off the bat, you should notice that the separation between presentation logic and core logic is well defined A JSP author only needs to know the specification of the core back-end Java class (HitsBean in the example) Likewise, the class implementer doesn't need to worry about the HTML associated with a particular deployment, but simply focuses on writing a functional class This means that the resulting Java class isn't tied to any assumed mode of presentation; thus, the common problem of application logic intermingled with presentation logic is avoided

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An array can be defined in three ways. The following code creates an Array object called myCars: 1.

If a JSP page isn't just plain HTML and contains expressions that need to be compiled, how does it work at runtime When a user requests a JSP page, a check is first made to see whether the code on the page needs to be compiled (ie, was it previously compiled and is that compilation up to date ) If compiling is required, it's done at request time along with any remaining JSP translation

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